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PayWaves

Terms & Conditions

PayWaves - Terms & Conditions

Effective Date: [09/01/2025]
Entity: Cavalier Capital Holdings LLC, a New York limited liability company registered in Kings County (“Company,” “we,” “our,” or “us”).

These Terms & Conditions (“Terms”) govern your access to and use of the PayWaves platform and related services (“Service”). By creating an account, accessing, or using the Service, you agree to be bound by these Terms. If you do not agree, do not use PayWaves.

1. Service Description

PayWaves provides a software-as-a-service (SaaS) platform that automates invoice delivery, payment reminders, and customer review requests. We are not a bank, money transmitter, collection agency, credit bureau, or legal advisor. We do not hold or process funds; all payments are processed by third-party providers (e.g., Stripe, PayPal).

2. Eligibility & Accounts

  • You must be at least 18 years old and legally able to enter into contracts.

  • You agree to provide accurate, current information and maintain the security of your login credentials.

  • You are solely responsible for all activity under your account, including by employees, agents, or third parties you allow access.

3. Fees & Billing

  • Fees are charged on a subscription basis, auto-renewing until canceled.

  • All charges are non-refundable unless required by law.

  • You authorize us to bill your chosen payment method automatically.

  • Failure to pay may result in suspension or termination of your account.

4. Acceptable Use

You agree not to use the Service for:

  • Fraudulent, misleading, or unlawful activities.

  • Generating or soliciting fake reviews, harassment, or spam.

  • Misrepresenting invoices, payment requests, or business identity.

  • Reverse engineering, reselling, or otherwise exploiting the Service without authorization.

We reserve the right to suspend or terminate accounts that violate this policy.

5. Third-Party Services

  • Payment processors (e.g., Stripe, PayPal) are independent third parties; their terms govern your use of their services.

  • PayWaves is not responsible for delays, errors, or losses caused by third-party providers.

6. Customer Data

  • You retain ownership of your business and customer data.

  • By using the Service, you grant us a limited license to process, store, and transmit your data solely for providing the Service.

  • You are solely responsible for compliance with all applicable privacy, consumer protection, and marketing laws regarding your customer data.

7. Intellectual Property

  • PayWaves, including all software, branding, content, and technology, is owned by Cavalier Capital Holdings LLC and protected by intellectual property laws.

  • You may not copy, modify, or distribute any part of the Service without written consent.

8. Termination

  • You may cancel your subscription at any time. Cancellation does not entitle you to a refund.

  • We may suspend or terminate your account immediately if you breach these Terms, fail to pay fees, or engage in fraudulent or unlawful conduct.

9. Disclaimers

  • THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

  • WE DISCLAIM ALL WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

  • WE DO NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE, UNINTERRUPTED, OR FREE OF HARMFUL COMPONENTS.

10. Limitation of Liability

  • TO THE MAXIMUM EXTENT PERMITTED BY LAW, CAVALIER CAPITAL HOLDINGS LLC AND ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

  • OUR TOTAL LIABILITY UNDER THESE TERMS WILL NOT EXCEED THE FEES YOU PAID TO US IN THE 12 MONTHS BEFORE THE CLAIM AROSE.

11. Indemnification

You agree to indemnify, defend, and hold harmless Cavalier Capital Holdings LLC, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of:

  • Your use of the Service,

  • Your violation of these Terms, or

  • Your violation of any law, regulation, or third-party rights.

12. Governing Law & Dispute Resolution

  • These Terms are governed by the laws of the State of New York, without regard to conflict of law rules.

  • Any dispute shall be resolved exclusively in Kings County, New York through binding arbitration under the rules of the American Arbitration Association.

  • Each party waives the right to a jury trial or class action.

13. Modifications

We may update these Terms at any time. If we make material changes, we will notify you by email or via the Service. Continued use of the Service after changes take effect constitutes acceptance of the new Terms.

14. Contact

For questions about these Terms, contact:
Cavalier Capital Holdings LLC
[Cavcapllc@gmail.com]

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